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Travel Insurance

No matter where you travel in the world, you are always just a call away from the help you need. Traveling without travel insurance, opens you up to the risk of crippling medical expenses. TIC is South Africa’s largest travel insurance company and offer a wide range of products to cater for all travel requirements including:

- Worldwide 24-hour emergency assistance - International journey cancellation - Emergency medical cover as a result of COVID-19 - Pre-existing illness cover for travelers up to the age of 69 - Lost luggage, cash or documents (reported within 48 hours) - Children up to the age of 21 can share with parents free of charge

If you are in an accident or become ill during your trip you will enjoy the expert medical care and travel assistance you need. Make sure that you are covered while traveling so that you can have peace of mind on your holiday!

Make sure you're covered - Get Travel Insurance Now.

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*Prices are in ZAR and subject to availability. Please refer to specific product’s terms and conditions.

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• Welcome to LinricClub!

Travel Insurance

Get 20% off on your holiday & travel insurance with tic & the linric club.

It is annoying enough to have your luggage and valuables stolen when on holiday with your family but the extra costs in replacing them can turn an enjoyable trip into an expensive and unforeseen experience. Linric Club and TIC (Travel Insurance Cover) offer club members not only cover on valuables but also cover your family or partner when you require any medical attention or emergency. Several insurance cover options are available to suite your budget and club members get a fantastic 20% discount on the insurance cost. Trip cancellations and several other extras are included from as little as R285.00 for a single traveller and from R505.00 for a family. A once off payment and WE’VE GOT YOU COVERED!

Travel insurance protects leisure travellers against unforeseen costs like:

• Hospital bills payable in foreign currencies
• Costs incurred due to unexpected cancellation of trips
• Lost luggage
• Delayed flights
• Accidental injuries requiring medical intervention

The leisure travel products include important benefits like:

• Emergency Medical and Related Expenses*
• Hospitalization Cover for pre-existing Illnesses*
• Cover for Lost or Stolen Luggage*
• Leisure sports activities

Travel insurance protects business travellers against unforeseen costs like:

The business travel products include important benefits like:, tic’s local travel insurance cover is suited to south african residents travelling within the borders of south africa and has the highest benefit limits in the market., benefits include:.

• Cancellation and Curtailment cover
• Burial Expenses cover
• Car Rental Excess waiver cover
• Car Hire benefit for vehicle breakdowns
• Medical transport and evacuation to hospital
• The Daily Inconvenience benefit cover for each complete 24 hours a traveler remains hospitalized
• Daily Hospital Cash benefit
• *Paid directly to the client and not to service providers.

The Power of TIC Travel Insurance & Extra Cover

• August 22, 2023
• No Comments

When planning your next adventure, don’t overlook the importance of comprehensive travel insurance. TIC Travel Insurance, coupled with extra cover options, offers a range of advantages that can make your journey safer, smoother, and more enjoyable. Let’s explore the benefits:

TIC Travel Insurance: The Basics

• Financial Protection: TIC Travel Insurance shields you from unexpected financial burdens caused by trip cancellations, delays, or interruptions. Your investment in the trip is safeguarded against unforeseen events.
• Medical Coverage: With TIC, you gain access to medical coverage that includes emergency medical expenses, hospital stays, and even medical evacuation if necessary. Travel confidently knowing that your health is a top priority.
• Lost Luggage: TIC covers lost, stolen, or damaged luggage, ensuring you’re not left stranded without your belongings. This feature provides peace of mind and convenience.
• Travel Assistance: TIC’s 24/7 travel assistance hotline connects you to experts who can help with everything from rebooking flights to finding local medical facilities, guiding you through any travel-related challenge.

Extra Cover Options: Taking Protection to the Next Level

• Adventure Sports Coverage: If you’re an adventure enthusiast, extra cover options from TIC can extend coverage to include activities like bungee jumping, scuba diving, and skiing, giving you the freedom to pursue your passions worry-free.
• Trip Cancelation for Any Reason: Sometimes plans change unexpectedly. With extra cover, you can enjoy the flexibility to cancel your trip for any reason and receive a portion of your pre-paid expenses back. It’s very important to take out the policy within 48 hours of making your 1st payment.
• Rental Car Protection: Exploring new destinations often involves renting cars. TIC’s extra cover can add rental car protection, covering potential damages or accidents, allowing you to navigate foreign roads with confidence.
• Personal Liability: In case of unintentional harm or property damage to others, personal liability coverage ensures you’re protected from potential legal and financial consequences.

The Power of Peace of Mind

• Minimized Risk: TIC Travel Insurance, along with extra cover options, significantly reduces the financial risk associated with travel. Whether it’s a minor inconvenience or a major setback, you’re prepared for the unexpected.
• Enhanced Experience: Knowing you’re protected allows you to fully immerse yourself in the journey, making the most of every moment without the weight of worries on your shoulders.
• Global Support Network: TIC’s extensive network ensures that no matter where you are in the world, you have a reliable ally ready to assist you, ensuring your safety and comfort.

In conclusion, TIC Travel Insurance and extra cover options are more than just a safety net – they’re essential tools for making your travel experience unforgettable for all the right reasons. Before embarking on your next adventure, consider the advantages these services offer and enjoy the peace of mind that comes with comprehensive travel protection.

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• Flexible travel insurance
• Medical assistance benefit
• Get an online quote
• Quick Navigation
• Santam travel insurance product
• Santam contact details

About Santam

Santam is one of South Africa’s largest financial services providers and dominates over 20% of the insurance market share.

With over R1 million Santam policyholders and five large business units including Santam Personal, Santam Specialist, and MiWay they’re a powerful force in the industry and continue to grow with their attention to detail and focus on maintaining a high standard.

A provider determined to stick around

In order to maintain its market share and continue growing, Santam has dedicated itself to adapting to changing environments and improving all facets of its business with sheer will and determination.

This provider is competitive, consistent, competent, and dedicated to growing through diversification. If you want to work with an insurance provider that won’t let you down and will stay committed to doing “insurance good and proper” – Santam is the answer!

Reliable cover for you or your business

Santam provides a host of specialist insurance products over and above their range of personal insurance products such as car, building, home contents, drone, executive, and watercraft cover.

These specialist products include real estate cover for sectional titles, personal asset risk solutions via Echelon, hospitality and leisure industry cover via H&L, and travel insurance via Travel Insurance Consultants (TIC).

More about Travel Insurance Consultants

Santam Travel is underwritten by TIC – Southern Africa’s largest travel insurance provider with over 30 years of experience. Not only do they offer tailored travel insurance packages but they do it with service excellence while maintaining affordable premiums. TIC distributes travel cover via their extensive network of brokers, agents, banks, and medical aid schemes to people across Southern Africa.

Santam Services

If you’re planning on visiting South Africa and want inbound travel insurance, you are going on a family holiday, or need cover for your next business trip – TIC will provide you with the flexible cover you need.

What Santam Travel insurance covers

Santam’s travel insurance packages are fantastic and offer a host of benefits including cover for lost or damaged luggage, personal belongings and documents, cover for trip cancellation and curtailment, emergency medical treatment, personal third party liability, repatriation, and evacuation, and more.

Santam Travel insurance packages:

• Leisure standard and leisure comprehensive: If you’re travelling to an expensive country (where the Rand is weak) you’ll want to take out the comprehensive cover as it covers a long list of losses and emergencies as well as pre-existing illnesses. If you’re travelling to a country where the Rand is similar in value to the local currency (other Southern African nations) you could opt for the leisure standard package.
• Local cover: If you’re planning a local trip within SA’s border, this product is just what you need! You’ll have cover for cancellations and curtailments, car rental excess waiver, medical transport and evacuation, and more!
• Senior travel insurance: Ideal for leisure holidays and covers medical emergencies, repatriation and evacuation, luggage loss, death and disablement, third party liability and so much more.
• Youth travel cover: If you’re studying overseas or taking a working holiday this product will cover medical emergency expenses, third party liability, lost or stolen luggage, and cancellation and curtailment cover.
• Emigration travel cover: if you’re emigrating and won’t have medical cover for a certain period, this cover is essential to secure you and your family as you make the often difficult and confusing transition.
• Incoming travel insurance: For individuals looking to visit South Africa from abroad and want cover for everything from lost luggage to wrongful detention.

Santam – Travel Insurance

• Product Travel Insurance
• A wide variety of cover Speak to a consultant to tailor make your cover for you. You can cover your large traveling group or if you are a student you can get cover for you gap year abroad. They will look at your specific arrangements and give you the best advice.
• Comprehensive cover Their comprehensive cover includes state of the art medical care, baggage loss or damage and even hijack, hostage and wrongful arrest assistance and more.

Benefits of Santam

• SOS from Santam is there when you need a helping hand. Be it a dead battery or a burst geyser they will be there to assist. 
• Specialist insurance - Santam offers insurances for a niche market from aviation to insuring your crop. If you are looking for something specific you can search for a broker and discuss your needs with them to get advice on the best cover for you. 
• Agriculture forms a large sector of our economy and Santam understands that cookie cutter insurance solutions may not be what farmers need so they have developed insurance solutions tailor made to the agriculture industry.  

Get a quick online quotation.

TIC’s website has been designed to make it easy for you to find all the information you need. Whether you need to figure out exactly why you need travel insurance, to begin with, or you just want to find the cheapest option so you can get your Schengen visa approved, their site will help you through it.

You can fill in your destination, trip duration, personal details, and a few other details and you’ll get an automatic quote. If you’re happy with what you see, you can then quickly purchase your policy online by card – and you’re all done.

Choose the right TIC Travel insurance package

With so many flexible insurance packages to choose from you may feel a little overwhelmed but, don’t be! TIC consultants are ready to help you pick just the right option in seconds.

Travel cover for business or pleasure

Whether you’re taking an annual holiday with your family to Asia, are travelling solo to your dream destination, or have business overseas they’ll offer you the right package with adequate cover, 24-hour emergency assistance, and reliable claim support.

Need additional cover

You may be aware that most travel insurance in South Africa does not cover you for sporting but TIC covers you for many of these automatically and lets you select additional cover for specific sporting activities.

Cover for business travel

There are a host of packages available to business and corporate travellers that will cover everything from baggage loss or damage to medical emergency care and repatriation. As long as you’re not planning on partaking in manual labour during your business trip and are not over the age of 69 you’ll be able to get your travel insurance policy online in minutes.

Ready to get onboard

Remember to carefully review your travel insurance policy schedule and get to know exactly what you are and aren’t covered for. Once you’re familiar with the details, save the document in a safe place and save TIC’s emergency contact number and email addresses on your mobile phone and somewhere else you can access it if you lose your phone.

Customer Reviews & Testimonials

They got you covered from business trips to family holidays or even if you just traveling solo!

Andre S — Nelspruit —

My job involves traveling through SA and if I wasn't covered by Santam travel insurance I would probably not do it, they are the best.

Shasha M — Mossel Bay —

Seeing that I'm just still a student I get amazing discounted traveling insurance by Santam.

Andile T — Tembisa —

Santam Contact

Contact number.

• 011 521 4000
• 011 521 4002
• [email protected]
• https://www.santam.co.za/pr...

Physical Address

• 1 Sportica Crescent Tyger Valley Bellville, Cape Town Western Cape 7530 South Africa
• Get Directions

Opening Hours

• Monday 09:00 – 17:00
• Tuesday 09:00 – 17:00
• Wednesday 09:00 – 17:00
• Thursday 09:00 – 17:00
• Friday 09:00 – 17:00
• Saturday – Closed
• Sunday – Closed

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Travel Insurance Consultants

Established in 1988, Travel Insurance Consultants (TIC), a wholly owned Santam specialist business at South Africa’s largest travel insurance company.Currently based in Johannesburg, TIC protects travellers from most Southern African countries. TIC provides travel insurance cover for individual leisure travellers as well as individual business and also corporate travellers via a large distribution of travel agents, brokers, banks, medical schemes and affinity groups.

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Best travel insurance services in South Africa and specialized packages.

Modern times face several uncertainties. For this reason, many people opt to seek cover plans for unforeseen circumstances. These plans come in handy when faced with sudden calamities such as fires, illnesses, and accidents. The introduction of travel insurance was to relieve travelers of the burden of the onset of these calamities. Find out more on the best travel insurance services in South Africa .

The best insurance companies in South Africa offer travelers specialized packages that provide coverage while on trips. This way, travelers can embark on their journeys with stress-free mindsets. Here is a list of some of the best travel insurance services in South Africa.

Santam travel insurance

Established in 1918, Santam is the leading short-term insurance industry in South Africa. Santam partners with Travel Insurance Consultants (TIC) to offer the best travel cover services in South Africa. They offer a wide variety of solutions to travelers.

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Santam offers covers on the following instances:

• Emergency medical expense coverage
• 24-hour worldwide assistance to emergency cases while on trips
• Hijack, hostages or wrongful arrest
• The cancellation and curtailment of journeys
• Evacuation and deportation
• Personal liabilities
• The loss of documents, cash or luggage while on a trip
• Accidental injuries and death

The travel insurance direct cover by Santam makes Santam the best traveling insurance company in South Africa. With Santam, you are assured of coverage whenever and wherever you go.

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AIG travel insurance South Africa

AIG travel insurance offers covers to both leisure and business travelers. The covers are tailor-made into three packages so that customers can choose what suits them.

• Platinum cover
• Silver cover

Apart from the general benefits gained from other companies, AIG offers the following:

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• AIG provides coverage in over 100 countries worldwide
• The covers offered are quite affordable
• A reliable customer service team to assist whenever possible

OUTsurance travel insurance

The OUTthere insurance in South Africa is a cover plan under OUTsurance that is best suited for people traveling outside South Africa. The cover offered by the company takes care of any accidental damages, fires, or thefts that might occur outside South Africa. With OUTsurance cover, you can enjoy the following benefits:

• Unlike other covers, there is no commitment to monthly subscriptions.
• There is a provision of life cover (accidental and life injury) whenever you need it.
• The cost of the cover is flexible: minimum of R100,000 to R1 million
• Immediate cover on payment

OUTsurance offers instant cover in the three easy steps:

• Download the OUTsurance app to purchase the OUTthere cover.
• Select the amount of cover you need (from R100,000 to R1,000,000).
• Indicate the start date of the cover and how long you need the cover (period of up to 30 days).

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Travel insurance Hollard

The Hollard Travel insurance is an outlet of The Hollard Insurance Company Limited. It offers the following packages:

Recommended

Recommended offers medical covers of up to R50,000,000 alongside other benefits.

Premier offers medical covers of up to R20,000,000 alongside other benefits.

Budget/visa

The budget or visa offers medical covers of R5,000,000 together with other benefits.

Other benefits of Hollard travel insurance:

• Cover for leisure and business trips
• Cover for pre-existing medical conditions as well as medical emergencies
• Coverage for Coronavirus (COVID-19) contracted while on the trip
• Cover for sporting activities

Conditions of the cover

You have to meet the following conditions to qualify for the insurance coverage :

• You have to call for authorization in some instances. For example, if you need medical funding of more than R.10,000, you will have to call for approval unless it is an emergency involving a life-threatening condition.
• No coverage for some high risking activities while on trips
• Hollard cover does not include some countries.

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OLD Mutual insurance

OLD Mutual offers insurance for risks encountered while traveling within South Africa and outside the country.

The OLD Mutual travel insurance plan has the following benefits:

• Medical expenses of up to $250,000
• Cancellation or delay of trips
• Loss of personal items
• Personal liability
• Accident covers of up to $20,000
• Hijack, kidnap or unlawful detention

Travel insurance Absa

The Automatic Basic Travel Insurance in South Africa (Absa) is a plan that covers a range of expenses incurred while traveling. Generally, Absa covers anything from loss of property, cancellation of flights, and sudden sicknesses. However, other specialized benefits are dependent on the coverage options.

Basic travel insurance

These are automatic emergency medical covers of up to 90 days for any international trip.

Optional top-up cover

This optional cover supplements the benefits of the basic cover by offering a wider range of services. The plan offers a cover of trips up to 184 days and an additional cardio buy-back option.

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Stress-free travel

With the Stress-free travel cover, you are guaranteed a cover from the loss of personal property, missing a flight, Visa delay or rejection, and trip delay or cancellation.

Travel insurance Discovery

The Discovery Health Medical Scheme offers international travel benefits for its members. The company offers the following plans:

Executive plan

It is a medical emergency cover of up to R. 10,000,000 for each person per trip.

Classic, essential, coastal and smart plan members

This is a medical emergency cover of up to R. 5,000,000 for each person per trip.

The travel benefits are not available for the KeyCare plan.

Hippo travel insurance

The comparison website Hippo partners with Hepstar to offer insurance services for South Africans traveling abroad. The partnership allows travelers to purchase cover options using online platforms . Travelers can now receive travel benefits from Hepstar Financial Services (Pty) Ltd.

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The following are some of the frequently asked questions about travel insurance:

Q. What are the best travel insurance companies?

A. According to travel insurance reviews, Santam, AIG, and OLD Mutual are among the best services that provide travel covers. They offer a wide range of services to suit customers' needs and demands.

Q. When should you buy travel insurance?

A. If you are a frequent traveler, it is advisable to purchase long term travel insurance plans.

Q. Is it worth it to get travel insurance?

A. Others often ask, ‘why is it important to have travel insurance?’

It is essential to get covers while traveling since we can never tell when calamities could arise. Travel insurance relieves us of the stress that comes with unforeseen situations.

A travel insurance company comes to your rescue when you are faced with an unfortunate circumstance while traveling. Events such as fires, accidents, and damages may arise unexpectedly. The best travel insurance companies in South Africa plans give a platform to fall back on in such situations.

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Source: Briefly News

Peter Kinuthia Peter Kinuthia is a 2018 graduate of Kenyatta University with a Bachelor's degree in Health Services Management. With over five years of copy-writing experience about media, lifestyle, and health affairs, Peter has cemented a solid career in copy-writing/journalism. He previously worked with Ace My Homework before joining the Briefly team in 2017. With over 5 years of experience in Briefly, Peter has become a remarkable wordsmith. (Email: [email protected])

International travel cover through TIC is offered as an added-value to all Turnberry Policyholders upon request.

The cover ensures end-to-end emergency assistance by air, land or sea. Notification of travel must be given to Turnberry on 011 677 9891 at least 48 hours prior to departure, during the hours 08h00 to 16h00 Monday to Friday (excluding public holidays). You will then be issued with a travel certificate.

Download brochure 2024 | Comparison Table | Product Summary

90 days cover per trip

No limit on the number of times a person travels per annum

R5 000 000 medical expenses cover

No excess for in-hospital cost

Evacuation and repatriation anywhere in the world

Compassionate emergency visit

Medical expenses cover for specified sporting activities

Medical assistance and advice 24 hours a day, 7 days a week

Dental: R10 000, excess of R350

Quarantine Expenses of R3 000 per day up to a maximum of R30 000, excess of R500

No pre-existing conditions covered

Excess of R350 per claim for persons 0 – 69 years of age and R1 000 excess for persons over the age of 70 years for all out-of-hospital treatment

Top up cover 2024

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