travel insurance for golf trips

Best Travel Insurance For Golfers 2024

If you are going away then getting good travel insurance for any eventuality is a must.

What to consider

Best Travel Insurance For Golfers

We all love a good golf trip don't we? Whether it is to Portugal, Spain, resorts in the United States, or even further afield to the UAE or Australia, the idea of playing golf abroad with friends is as good as it gets.

However before you get too excited and go about booking your next trip, there are several things you need to get right. For a start, if you are taking your golf clubs a good travel bag is a must and going one step further, making sure you have insurance on your clubs, as well as travel insurance for your entire trip, is arguably as important as it gets. Knowing you are covered for any eventuality allows you to properly relax.

There are loads of companies and plans out there which is good because there is a lot of choice, but at the same time this can be overwhelming so we have sought to help you out by narrowing down some of our top recommendations for travel insurance for golfers.

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The top way of getting the best quote on your travel insurance is through a comparison website. This allows you to tailor your package to what you want the most and from our experience Go Compare is one of the best. I never thought I would say that after the most annoying television adverts in history but the variety of price and merchant is second to none. Additionally you get good choice in terms of cancellation, medical and baggage cover.

Get a quote with Go Compare

You can get an easy quote from Go Compare by simply adding your travel information, some personal information, and what kind of cover you want as well.

What to consider when buying travel insurance

So what are some of the things you need to consider when buying travel insurance? We have given some key factors and considerations below. First we would recommend checking your usual travel insurance provider to see if it covers golf whilst on holiday but on some occasions a specialist policy is needed.

Damaged, stolen or lost golf equipment - If you are taking your pride and joys away with you this is probably the most important aspect to get right. We would recommend picking a plan that offers a good amount here, so that if the worst comes to the worst, you are properly covered. Also we would recommend having some kind of idea of how much your equipment is worth whether that be clubs, carts or tech.

Just some of the other aspects to consider in a typical golf travel insurance plan are:

Cover for non-refundable green fees , if you can't play due to an accident, sickness or adverse weather.

Replacement golf equipment hire

Financial failure protection if your travel company, hotel, or airline go into administration

Medial and repatriation expenses

Personal liability insurance and legal costs, incase you injure another person while playing

Damage to third-party property , in case a wayward shot breaks a window or hits a car

Cost - Of course cost is an important factor to consider because there are plans at lots of different price points. Therefore we would recommend picking a plan that you can afford, whilst also making sure it offers enough cover for you as well.

How do you insure golf clubs when flying?

Plans with baggage insurance are recommended for travelers to protect belongings against loss, theft, or damage. For golfers traveling with their clubs, special consideration should be taken for plans with baggage insurance that offers sporting equipment coverage.

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Travel Insurance

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Golf travel insurance

We know you’re not really that interested in travel insurance . We know you’re only buying it because you need it. Don’t worry – we want to make getting covered as quick and as simple as possible so you can get on and enjoy your golfing holiday.

What is covered with golf travel insurance?

With a golf travel insurance policy from InsureandGo, you can get cover for your golf equipment and your green fees, as well as everything else from trip cancellation to medical expenses. You’ll be covered while you’re away, even if you’re doing it for your entire trip.

Golf equipment cover

We cover up to £1,500 worth of golf equipment, with each item/pair insured up to £250. Equipment that can be covered in your golf policy includes:

Non-motorised trolleys

You’ll be able to claim for any items declared on your policy if they’re lost, damaged or stolen during your trip. Any item over the value of £100 may be subject to a 10% deduction where you can’t show us with proof of purchase (like the the original receipts).

Green fees cover

You’ll be covered for up to £75 a day and up to £300 for a percentage of the cost of your green fees, where you can’t get a refund. These can include hiring golf equipment and tuition fees. We’ll cover you if you can’t play due to illness, injury, or if you have documents lost or stolen that prevent you from taking part.

Hole-in-one cover

Although insurance traditionally covers you if something unlucky happens, hole-in-one cover makes sure that, if you’re lucky enough to hit an ace, you won’t get stuck footing the entire bar bill!

Golf clubs around the world have it written into their club rules that anyone who hits a hole-in-one has to buy everyone (or at least their playing group) a round at the clubhouse. Our hole-in-one cover could save you a pretty penny by offering up to £100 towards the costs.

When you claim, you must obtain a written report from the golf club secretary confirming the competition details counter signed by your playing partner together with the original certified score card. You must also get receipts from the golf club for expenditure incurred immediately following your hole-in-one.

For more details about all parts of our golf travel insurance, please see our policy documents page .

If you’re planning on more than golfing on your holiday, we cover over 50 sports and activities as standard. Check out which activities you’ll be covered for online or in our policy documents.